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10-069653 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Andrew S. Kresal, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100488910097398571 LENDER: New Century Mortgage Corporation SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed August 31, 2006, Mille Lacs County Recorder, as Document Number 335288 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC; Dated: November 3, 2010 filed: January 10, 2012, recorded as document number A371023 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Northern Greens Estates PROPERTY ADDRESS: 7504 Stevens Rd, Onamia, MN 56359 PROPERTY IDENTIFICATION NUMBER: 17-485-0210 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $206,734.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 6, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 6, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 13, 2012 JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times July 26, August 2, 9, 16, 23, 30, 2012 3088155


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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 3, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,150.00 MORTGAGOR(S): Sherry A. Larsen, a married woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Loyalty Mortgage Co., Inc. DBA Northern Mortgage, a Minnesota corporation DATE AND PLACE OF FILING: Filed November 8, 2006, Mille Lacs County Recorder; Document No. 337125 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block six (6), First Addition to the Village of Milaca STREET ADDRESS OF PROPERTY: 235 2nd Avenue NW, Milaca, MN 56353 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $98,745.99 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012 at 10:00a.m. PLACE OF SALE: Mille Lacs County Sheriff's office, in the Lobby, 640 Third Street Southeast, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on March 13, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 18, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E9935) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 235 2nd Avenue NW, Milaca, MN 56353 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation (3) Name of Mortgage Originator (Lender) Loyalty Mortgage Co., Inc. DBA Northern Mortgage, a Minnesota corporation (4) Residential ServicerWells Fargo 800-416-1472 (5) Tax Parcel Identification Number 21-041-0200 (6) Transaction Agent's Mortgage ID Number (MERS number) 100162500016787690 Mille Lacs County Times July 26, August 2, 9, 16, 30, 2012 3089688


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NOTICE OF MORTGAGE FORECLOSURE SALE ____________ THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. _____________ NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 04/04/2007 MORTGAGOR(S): Todd C. Boyer and Rachel L. Boyer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for BNC Mortgage, Inc. SERVICER: Ocwen Loan Servicing, LLC MORTGAGE ID #: 100122200003125298 DATE AND PLACE OF RECORDING: Recorded April 11, 2007,Mille Lacs County Recorder, Document No. 340594. ASSIGNMENTS OF MORTGAGE: Assigned to: Citibank, N.A. as Trustee for Lehman Brothers-BNC Mortgage Loan Trust 2007-3 Dated: July 02, 2008,Recorded July 24, 2008,Mille Lacs County Recorder, Document No. 350568. Citibank, N.A. as Trustee for BNC Mortgage Loan Trust 2007-3 Dated: June 18, 2012,Recorded June 27, 2012,Mille Lacs County Recorder, Document No. A373894. LEGAL DESCRIPTION OF PROPERTY: The North 880 feet of the East 247.50 feet of the Northeast Quarter of Section 4, Township 38, Range 26, Mille Lacs County, Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 02-004-0100 ADDRESS OF PROPERTY: 8065 190th St. Milaca, MN 56353 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $318,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $360,149.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Tuesday, September 18, 2012, 10:00 a.m. PLACE OF SALE: Lobby of Sheriff's Office, City of Milaca to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 03/18/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 19, 2012 Citibank, N.A. as Trustee for BNC Mortgage Loan Trust 2007-3 Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Citibank, N.A. as Trustee for BNC Mortgage Loan Trust 2007-3 Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 17725-120027 Mille Lacs County Times July 26, August 2, 9, 16, 30, 2012 3089743


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11-075221 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,150.00 MORTGAGOR(S): Michael J. Gadacz and Pamela R. Gadacz, husband and wife MORTGAGEE: Wells Fargo Bank, NA LENDER: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed September 24, 2004, Mille Lacs County Recorder, as Document Number 315583 LEGAL DESCRIPTION OF PROPERTY: Lots 11 and 12, Block 3, Highland Park Addition to Milaca PROPERTY ADDRESS: 160 6Th Street Nw, Milaca, MN 56353 PROPERTY IDENTIFICATION NUMBER: 21.360.0180 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $109,232.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 20, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 24, 2012 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times August 2, 9, 16, 23, 30 September 6, 2012 3095026


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12-084317 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 5, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,200.00 MORTGAGOR(S): Russell L Shore and Kim M Shore, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0004205991-1 LENDER: Full Spectrum Lending, Inc SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed December 2, 2004, Mille Lacs County Recorder, as Document Number 317599 ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Home Loans Servicing, LP; Dated: December 29, 2008 filed: January 23, 2009, recorded as document number 353577 LEGAL DESCRIPTION OF PROPERTY: The South 757.00 feet of the NE 1/4 NE 1/4 along with the West 150.00 feet of said NE 1/4 NE 1/4 lying Northerly of said South 757.00, all of Section 4, Township 36 North of Range 27 West, in Mille Lacs County PROPERTY ADDRESS: 14217 70Th St, Milaca, MN 56353 PROPERTY IDENTIFICATION NUMBER: 06-004-0200 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $218,339.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 19, 2012 BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times August 2, 9, 16, 23, 30 September 6, 2012 3095056


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11-076343 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,500.00 MORTGAGOR(S): Paul Parsons, single MORTGAGEE: Town and Country Credit Corp. LENDER: Town and Country Credit Corp. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed June 2, 2005, Mille Lacs County Recorder, as Document Number 322472 ASSIGNMENTS OF MORTGAGE: Assigned to: Ameriquest Mortgage Company; Dated: June 2, 2005 filed: March 19, 2007, recorded as document number 340018; Thereafter assigned to Mortgage Electronic Registration Systems, Inc., dated on June 2, 2005, recorded on March 19, 2007 as document number 340019. Thereafter assigned to U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-TC2 dated August 1, 2011 and recorded March 13, 2012 as document number A372011. LEGAL DESCRIPTION OF PROPERTY: The South Half of Lots Five and Six, Block One, Forest Park, City of Princeton PROPERTY ADDRESS: 110 12Th Ave S, Princeton, MN 55371 PROPERTY IDENTIFICATION NUMBER: 24.280.0060 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $139,584.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 13, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 13, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 20, 2012 U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-TC2 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times August 2, 9, 16, 23, 30 September 6, 2012 3095090


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:August 16, 2006 MORTGAGOR:John F. Kontzelmann and Jessica I. Kontzelmann, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 5, 2006 Mille Lacs County Recorder, Document No. 335366. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Bank FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002760723 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 14453 Chestnut Road, Milaca, MN 56353 TAX PARCEL I.D. #: 06-004-0900 and 06-004-0901 LEGAL DESCRIPTION OF PROPERTY: The North Half of the Southwest Quarter and the West 2 Rods of the Northwest Quarter of the Southeast Quarter, all in Section 4, Township 36, Range 27, Mille Lacs County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Mille Lacs ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$203,209.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Front Door, 640 3rd Street South East, Milaca, MN 56353 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 17, 2012 Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-003134 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Mille Lacs County Times August 2, 9, 16, 23, 30 September 6, 2012 3096998


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date: July 27, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Mortgage dated September 13, 2003, executed by Michael J. Swalboski and Toni L. Swalboski, to First National Bank of Milaca, and filed for record on September 18, 2003, as Document No. 303567, in the Office of the Recorder of Mille Lacs County, Minnesota, and as thereafter amended and modified. 2. The original principal amount secured by the Mortgage was: $94,883.77. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $92,179.79. 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, on the land described as follows: THE SOUTH 615.00 FEET OF THE EAST 700.00 FEET OF THE SOUTH HALF OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER (S ½ OF NE ¼ OF SE ¼) OF SECTION SEVEN (7), TOWNSHIP THIRTY-SEVEN (37), RANGE TWENTY-SEVEN (27), MILLE LACS COUNTY, MINNESOTA Tax PID No. 12-007-0900 Address: 11337 160th Avenue, Foreston, Minnesota and will be sold by the County Sheriff of Mille Lacs County, Minnesota, at public auction on September 25, 2012, at 10:00 o'clock a.m. at the Mille Lacs County Sheriff's Office, 640 Third Street Southeast, Milaca, Minnesota 56353. 7. The time allowed by law for redemption of Mortgagors or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 8.If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 25, 2013, or the next business day if March 25, 2013, falls on a Saturday, Sunday or legal holiday. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Mortgagee or Assignee of Mortgage: By /s/ Scott T. Larison Attorneys for Mortgagee or Assignee of Mortgagee: GRAY, PLANT, MOOTY, MOOTY & BENNETT, P.A. 1010 West St. Germain, Suite 500 St. Cloud, MN 56301 (320) 252-4414 Mille Lacs County Times August 2, 9, 16, 23, 30, September 6, 2012 3099500


1010 LG Mortgage Foreclosures

12-085330 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,000.00 MORTGAGOR(S): Kimberly M. Nelson and Larry D. Nelson, wife and husband MORTGAGEE: Wells Fargo Home Mortgage, Inc. LENDER: Wells Fargo Home Mortgage, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 9, 2003, Mille Lacs County Recorder, as Document Number 297668 LEGAL DESCRIPTION OF PROPERTY: That part of the North half of the Northeast Quarter of Section 13, Township 36, Range 26, described as follows: Commencing at the Northeast corner of said North half of the Northeast Quarter; thence West along the North line thereof a distance of 182 feet; thence South a distance of 182 feet; thence East a distance of 182 feet to the East line of said North half of the Northeast Quarter; thence North along said East line a distance of 182 feet to a point of commencement PROPERTY ADDRESS: 4971 50Th Avenue, Princeton, MN 55371 PROPERTY IDENTIFICATION NUMBER: 16 013 0200 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $99,027.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 27, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 27, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: July 31, 2012 Wells Fargo Bank, NA, successor by merger to Wells Fargo Home Mortgage, Inc. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times August 9, 16, 23, 30 September 6, 13, 2012 3103045


1010 LG Mortgage Foreclosures

SHERIFF'S SALE STATE OF MINNESOTA DISTRICT COURT COUNTY OF MILLE LACSSEVENTH JUDICIAL DISTRICT (Mortgage Foreclosure by Action) Court File No. 48-CV-12-40 NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE U.S. Bank National Association ND, Plaintiff, v. Richard Riesberg, Beverly Riesberg, J. Doe I-V and XYZ Co. I-V, Defendants. Notice is hereby given that under and by virtue of a judgment entered in the above-entitled action on July 5, 2012, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants Richard Riesberg and Beverly Riesberg, the Sheriff of Mille Lacs County will sell at public auction, to the highest bidder for cash, on October 4, 2012, at 10:00 a.m., at the Sheriff's Office, 640 Third Street SE, Milaca, MN 56353, in said state and county, the premises and real estate described in said judgment, being in Mille Lacs County, Minnesota, to wit: Lot One (1), Block Four (4), and the East 32 feet of Lot Twelve (12), Block Four (4), Murray's Addition to the City of Princeton, Mille Lacs County, Minnesota. Property address: 411 - 8th Avenue South, Princeton, MN 55371 Parcel I.D. No: 24-561-0140 subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Date: July 25, 2012 Kristine K. Nogosek, #304803 STEIN & MOORE, P.A. Attorneys for Plaintiff 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-9683 BRENT C. LINDGREN, Sheriff of Mille Lacs County By: Brent C. Lindgren Mille Lacs County Times August 16, 23, 30 September 6, 13, 20, 2012 3115014


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,600.00 MORTGAGOR(S): Michael P. Witte and Alicia R. Witte fka Alicia R. Whitcomb, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc.,a California Corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed December 2, 2003, Mille Lacs County Recorder; Document No. 306248 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: That part of the North 1037.00 feet of the East Half of the Southwest Quarter of Section 32, Township 40, Range 26, Mille Lacs County, Minnesota, lying Westerly of the East 900.00 feet thereof STREET ADDRESS OF PROPERTY: 9653 255th Street, Onamia, MN 56359 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $55,364.39 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 4, 2012 at 10:00 a.m. PLACE OF SALE: Mille Lacs County Sheriff's office, in the Lobby, 640 Third Street Southeast, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 4, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: ALICIA R. WITTE FKA ALICIA R. WHITCOMB "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 13, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E6894) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9653 255th Street, Onamia, MN 56359 (2) Transaction Agent Wells Fargo Home Mortgage, Inc.,a California Corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc.,a California Corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential Servicer Wells Fargo 800-416-1472 (5) Tax Parcel Identification Number 13-032-0802 (6) Transaction Agent's Mortgage ID Number (MERS number) none Mille Lacs County Times August 16, 23, 30 September 6, 13, 20, 2012 3115490


1010 LG Mortgage Foreclosures

12-085063 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,000.00 MORTGAGOR(S): Tina M. Roach, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000269-0014086359-7 LENDER: Bell America Mortgage LLC DBA Bell Mortgage SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed March 31, 2006, Mille Lacs County Recorder, as Document Number 331024 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, NA; Dated: May 31, 2012 filed: June 7, 2012, recorded as document number A373528 LEGAL DESCRIPTION OF PROPERTY: The South Half of the Southwest Quarter of the Northwest Quarter of the Northeast Quarter of Section 27, Township 38, Range 26 PROPERTY ADDRESS: 14778 75Th Avenue, Milaca, MN 56353 PROPERTY IDENTIFICATION NUMBER: 02-027-0104 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $113,455.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 10, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times August 23, 30 September 6, 13, 20, 27, 2012 3115055


1010 LG Mortgage Foreclosures

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Pondview Estates Townhomes (henceforth the "Declaration") registered in the office of the County Recorder for Mille Lacs County Minnesota on February 10, 2003 as Document Number 295801, which covers the property located at 1522 17th Street North, Princeton, MN 55371, tax parcel identification number 24-684-0190, and legally described as: Lot 19, Block 1, Pondview Estates, CIC 18, Mille Lacs County, Minnesota WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of August 9, 2012, from Meagan Pence title holders to Pondview Estates Townhomes Homeowners Association, a Minnesota non-profit corporation, the amount of Four Thousand Nine Hundred Ninety Eight & 57/100 dollars ($4,998.57) for assessments, late fees and related charges, plus assessments, collection costs, attorneys' fees and other amount that were incurred prior to that date or will be incurred since that date, including costs of collection and foreclosure; WHEREAS, no action is now pending at law or otherwise to recover said debt or any part thereof; WHEREAS, the owner had not been released from the financial obligation to pay said amount; WHEREAS, pursuant to the Declaration and Minn. Stat. §515B.3-116(h), said debt created a lien upon said premises in favor of Pondview Estates Townhomes Homeowners Association as evidenced by the lien statement dated May 29, 2012 and recorded on June 15, 2012, in the office of the County Recorder for Mille Lacs County, Minnesota as Document Number A373690; WHEREAS, pursuant to the power of sale granted by the owner(s) in taking title to the premises subject to said Declaration, said lien will be foreclosed by sale of said property be the sheriff of said county at the Mille Lacs County Sheriffs Department, 640 3rd Street SE, Milaca, MN 56353, Mille Lacs County, Minnesota on October 09, 2012, at 10:00 o'clock a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law. The time allowed for redemption by the unit owners, their personal representative or assigns is six (6) months for the date of said sale. WHEREAS, if the past due assessments are not paid, or the property is not redeemed under Minnesota Statute section 580.23, then the owner must vacate the property on or before 11:59 p.m. on April 09, 2013. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated August 9, 2012 Pondview Estates Townhomes Homeowners Association Lienor By: John A. Markve Its: Attorney in Fact Markve & Zweifel, PLLC John A. Markve, ID 264969 Attorneys for Lienor 11318 86th Avenue North Maple Grove, MN 55369 763-420-8943 Mille Lacs County Times August 23, 30 September 6, 13, 20, 27, 2012 3119643


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): David W. Crandall and Tina M. Crandall, husband and wife MORTGAGEE: American National Bank of Minnesota DATE AND PLACE OF FILING: Filed July 28, 2005, Mille Lacs County Recorder; Document No. 324301, and as modified of record filed on October 10, 2005 as Doc No. 326678 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A., by written assignment recorded on October 10, 2005 as Document Number 326677 LEGAL DESCRIPTION OF PROPERTY: The Land referred to is situated in the State of MN, County of Mille Lacs, and is described as follows: The North Half of the North Half of the Northeast Quarter (N 1/2 of N 1/2 of NE 1/4) of Section Fifteen (15), Township Forty-two (42), Range Twenty-five (25). Except that part thereof described as follows: Beginning at the Northeast corner of said Section 15; thence South, on an assigned bearing, along the East line of said Section 15, a distance of 381.62 feet; thence West, a distance of 286.00 feet; feet; thence North, a distance of 381.62 feet, more or less, to the North line of said Section 15; thence easterly, along said North line of Section 15, a distance of 286.00 feet, more or less, to the point of beginning STREET ADDRESS OF PROPERTY: 39909 30th Avenue, Wahkon, MN 56386 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $295,535.19 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012 at 10:00 am PLACE OF SALE: Mille Lacs County Sheriff's office, in the Lobby, 640 Third Street Southeast, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 11, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 15, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E2098) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 39909 30th Avenue, Wahkon, MN 56386 (2) Transaction Agent American National Bank of Minnesota (3) Name of Mortgage Originator (Lender) American National Bank of Minnesota (4) Residential Servicer Wells Fargo Home Mortgage (800) 416-1472 (5) Tax Parcel Identification Number 08.015.0102 (6) Transaction Agent's Mortgage ID Number (MERS number) none Mille Lacs County Times August 23, 30 September 6, 13, 20, 27, 2012 3123560


1010 LG Mortgage Foreclosures

12-081449 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,000.00 MORTGAGOR(S): Karen E. Crosser, as a single woman MORTGAGEE: Bank of America, N.A. LENDER: Bank of America, N.A. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed March 7, 2007, Mille Lacs County Recorder, as Document Number 339817 LEGAL DESCRIPTION OF PROPERTY: The East 75.50 feet as measured at right angles of Lots 5 and 6, Block 3, Murray's Addition to Princeton. PROPERTY ADDRESS: 401 9Th Avenue South, Princeton, MN 55371 PROPERTY IDENTIFICATION NUMBER: 24-561-0100 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $157,967.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 19, 2012. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: March 28, 2012 BANK OF AMERICA, N.A. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 17, 2012, at 10:00 AM, has been postponed to July 10, 2012, at 10:00 AM, located at 640 3rd Street SE, Milaca, MN 56353, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by January 10, 2013 at 11:59 PM. Dated: May 14, 2012. BANK OF AMERICA, N.A. Mortgagee SHAPIRO & ZIELKE, LLP /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 10, 2012, at 10:00 AM, has been postponed to August 21, 2012, at 10:00 AM, located at 640 3rd Street SE, Milaca, MN 56353, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by February 21, 2013 at 11:59 PM. Dated: July 9, 2012. BANK OF AMERICA, N.A. Mortgagee SHAPIRO & ZIELKE, LLP /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 21, 2012, at 10:00 AM, has been postponed to September 25, 2012, at 10:00 AM, located at 640 3rd Street SE, Milaca, MN 56353, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by March 25, 2013 at 11:59 PM. Dated: August 21, 2012. BANK OF AMERICA, N.A. Mortgagee SHAPIRO & ZIELKE, LLP /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee Mille Lacs County Times August 30, 2012 3128944


1010 LG Mortgage Foreclosures

12-083519 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,700.00 MORTGAGOR(S): Elizabeth J. Poire f/k/a Elizabeth Jane Wettestad, and Douglas C. Poire, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0005719864-6 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: America's Wholesale Lender SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed September 22, 2005, Mille Lacs County Recorder, as Document Number 326161 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP; Dated: March 29, 2012 filed: April 9, 2012, recorded as document number A372465 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 5, Ross-Mere Addition to the Village of Princeton PROPERTY ADDRESS: 512 6Th Ave S, Princeton, MN 55371 PROPERTY IDENTIFICATION NUMBER: 24-761-0540 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $80,605.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 11, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 21, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times August 30, September 6, 13, 20, 27, October 4, 2012 3129263


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE ____________ THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. _____________ NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 10/07/2006 MORTGAGOR(S): Richard O. Duffee, a single person, Lisa Schweich, a single person. MORTGAGEE: CitiCorp Trust Bank, fsb Transaction Agent: N/A Transaction Agent Mortgage ID No: N/A Lender or Broker: CitiCorp Trust Bank, fsb Servicer: CitiMortgage Mortgage Originator: CitiCorp Trust Bank, fsb DATE AND PLACE OF RECORDING: Recorded October 23, 2006,Mille Lacs County Recorder, Document No. 336657. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. LEGAL DESCRIPTION OF PROPERTY: All That parcel of land in Mille Lacs County, Sate of Minnesota, as more fully described in deed doc #241349, ID #08.014.0801, being known and designated as section 14, Metes and Bounds property. That part of the North 660 feet of the Northwest Quarter of Southwest Quarter (NW1/4 SW1/4) of section Fourteen (14), township Forty-two (42), Range Twenty-five (25), Mille Lacs County, Minnesota. Lying West of the East 330 feet of said Northwest Quarter of the Southwest Quarter (NW1/4 of SW1/4) and lying East of the West 610 feet of said Northwest Quarter of Southwest Quarter (NW1/4 of SW1/4). Containing approximately 5.75 acres. Subject to that part thereof taken from County Road No. 31 By fee and simple deed from David M. Swenson and Judith M. Swenson, Husband and Wife as set forth in Doc #241349 Dated 10/12/1995 and recorded 10/19/1995, Mille Lacs County Records, State of Minnesota REGISTERED PROPERTY: No TAX PARCEL NO.: 08-014-0801 ADDRESS OF PROPERTY: 2789 395th St Isle, MN 56342 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,998.38 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,580.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Tuesday, October 23, 2012, 10:00 a.m. PLACE OF SALE: Lobby of Sheriff's Office, City of Milaca to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 04/23/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 22, 2012 CitiMortgage, Inc. Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: CitiMortgage, Inc. Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 12890-120259 Mille Lacs County Times August 30, September 6, 13, 20, 27, October 4, 2012 3129296


1010 LG Mortgage Foreclosures

12-083304 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,251.00 MORTGAGOR(S): Tera L. Paulson, and Todd J. Paulson, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001337-0002511736-0 LENDER: Countrywide Bank, FSB SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed December 20, 2007, Mille Lacs County Recorder, as Document Number 346606 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP; Dated: September 29, 2011 filed: October 17, 2011, recorded as document number A369676 LEGAL DESCRIPTION OF PROPERTY: The South Half of the Northwest Quarter of the Southwest Quarter of the Northeast Quarter, Section 2, Township 38, Range 26 PROPERTY ADDRESS: 6410 186Th Street, Milaca, MN 56353 PROPERTY IDENTIFICATION NUMBER: 02-002-0304 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $134,919.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on February 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: June 29, 2012 BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 23, 2012, at 10:00 AM, has been postponed to October 23, 2012, at 10:00 AM, located at 640 3rd Street SE, Milaca, MN 56353, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by April 23, 2013 at 11:59 PM. Dated: August 23, 2012. BANK OF AMERICA, N.A. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Assignee of Mortgagee Mille Lacs County Times August 30, 2012 3131087


1020 LG County Proceedings

Mille Lacs County Board Meeting Tuesday, August 7, 2012 These are summary minutes only, per MN Statute 375.12. Full text of meeting minutes is available for public inspection at the Administrative Services Office, located at 635 2nd St SE, Milaca, MN, and may also be viewed on the County's website: www.co.mille-lacs.mn.us. Chairman Edmonds called the meeting to order at 9:00 a.m. with the following members present: Cmsrs Tellinghuisen and Whitcomb. Approve the agenda. (Whitcomb, Tellinghuisen; 3-0) Approve the following consent agenda items: Approve Minutes of 7/17/12 Board Meeting; Review of Auditor's Warrants; Approve the description for the position of Administrative Services Assistant, and authorize filling the full-time position; Execute the 2011-2012 collective bargaining agreement with Law Enforcement Labor Services; Authorize the City of Milaca to allow for one-way traffic on CSAH 36, from 10th Street North to CSAH 9, on September 22, 2012 from 7:30 am to 4:30 pm, according to the terms of the Agreement to Close a Road and subject to insurance requirements being met; Submittal of GIS Quarterly Update; Approve a temporary 3-day liquor license for Rum River Trail Association for their Outlaw Grass Drag event in Princeton Township; and an On/Off Sale Including Sunday liquor license for Chico's Place of Onamia Inc., DBA Chico's Place, in Dailey Township. (Whitcomb, Tellinghuisen; 3-0) Authorize the County Engineer to hire Widseth Smith Nolting (WSN) and to prepare the necessary contract documents. (Whitcomb, Tellinghuisen; 3-0) Adopt Resolution No.: PWD 8-7-12-16, Accepting Work and Authorizing Final Payment for CP 48-12-04. (Whitcomb, Tellinghuisen; 3-0) Accept the submittal of the tabled IUP request by John and Rebecca Alley. (Whitcomb, Tellinghuisen; 3-0) A public hearing was held to receive input concerning the proposed ordinance that would authorize the Sheriff's Office to conduct criminal history background checks on applicants considered finalists for County positions, and on individuals being considered for volunteer positions. Hearing no comment, Cmsr Edmonds closed the public hearing. Approve the request by Daniel Lorentz to remove the underbrush and trim trees up to six feet in height on the Soo Line right-of-way abutting his property. (Edmonds, Tellinghuisen; 2-1) Approve the kennel license request of Dan and Mary Jo Moscho, subject to conditions. (Whitcomb, Tellinghuisen; 3-0) Adopt Resolution No.: 8-7-12-1, Granting Final Plat Approval for Lookout Bay. (Whitcomb, Tellinghuisen; 3-0) Approve the request by Gary and Danise McMillen for a Conditional Use Permit for an accessory structure without a dwelling on property generally located south of 7824 Tailor Road, subject to conditions. (Whitcomb, Tellinghuisen; 3-0) Approve amending the 2008 Conditional Use Permit of Knife River Corporation on property commonly known as the Anderson/Gardner pits and generally located at 19705 105th Avenue, subject to conditions. (Whitcomb, Tellinghuisen; 3-0) Adjourn the meeting at 9:46 a.m. (Whitcomb, Tellinghuisen; 3-0) ATTEST: Roxy Traxler County Administrator Jack Edmonds County Board Chairman Mille Lacs County Times August 30, 2012 3129003


1020 LG County Proceedings

Board of County Commissioners Mille Lacs County, Minnesota Ordinance No.: ADMN-03 CRIMINAL HISTORY BACKGROUND CHECKS An ordinance authorizing the Mille Lacs County Sheriff's Office to conduct a criminal history background investigation on applicants who are considered finalists for positions within the County and on individuals being considered for volunteer positions within the County. This is a summary of the ordinance, per MN Statute 311A.01, Subd. 10. Full text of this ordinance is available for public inspection at the Administrative Services Office, located at 635 2nd St SE, Milaca, MN. Adopted this 21st day of August, 2012. Mille Lacs County Times August 30, 2012 3129232


1020 LG County Proceedings

MILLE LACS COUNTY LEGAL NOTICE NOTICE IS HEREBY GIVEN, that the Mille Lacs County Planning Commission will hold a public hearing on Monday September 10, 2012 at 7:00 p.m. in the Commissioner's Room at the Courthouse in Milaca, Minnesota. The following items will appear on the agenda: APPROVAL OF THE MINUTES: August 13, 2012 Meeting ADDITIONS: SUB-COMMITTEE OR OTHER UPDATES: County Board Comprehensive Plan Steering Committee OLD BUSINESS: None. NEW BUSINESS: Request by Hagman Enterprises LTD for an Interim Use Permit for a Vacation Rental Home within an existing dwelling on property legally described as That part of Lot 20, in Block "B" of Murray Beach Addition described as follows, to-wit: Commencing at the southeast corner of Lot 20 of Block B of Murray Beach Addition, thence running Westerly 55 feet and 4 inches; thence running Northerly parallel with the East line of Lot 20, to the north line of Lot 20; thence running Easterly 56 feet and 8 inches; thence running Southerly along the east line of Lot 20 to the place of beginning, same being the East One-Third of Lot 20 of Block B of Murray Beach Addition, according to the plat and survey thereof on file and of record in the office of the County Recorder, in and for Mille Lacs County, Minnesota. Murray Beach Addition is located upon Government Lot 2 of Section 17, Township 42 North, Range 26 West (17-562-0160 South Harbor Township). Generally located at 11222 Cove Drive, Onamia. OTHER BUSINESS: Discussion Item: continue review of the Development Code Definitions August 30 and September 6, 2012 3132442


1045 LG Public Notices

NOTICE OF PUBLIC HEARING The Princeton City Council will hold a public hearing on September 13, 2012, beginning at 7:00 P.M. in the City Hall Council Chambers, to provide an update and receive public comments on the Princeton-Milaca grant with the Small Cities Development Program. All interested parties are invited to attend the hearing or to submit their written comments to City Hall, 705 2nd Street North, Princeton, MN 55371, prior to the hearing. Mark Karnowski City Administrator Mille Lacs County Times August 30, 2012 3124674


1189 LG Townships

BORGHOLM TOWNSHIP MEETING DATE CHANGE Due to September 3rd Labor Day holiday, Borgholm Township regular board meeting will be held on Monday, September 10, 2012, 7 p.m. at Borgholm Town Hall. Trudy Wedell, Clerk Borgholm Township Mille Lacs County Times August 30 and September 6, 2012 3132458



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