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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 26, 2006 MORTGAGOR:Earl P Barrett, and Deborah A Barrett, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 1, 2007 Mille Lacs County Recorder, Document No. 339033. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. Dated August 16, 2012 Recorded August 31, 2012, as Document No. A374951. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000157-0006966850-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 410 2nd Avenue Northwest, Milaca, MN 56353 TAX PARCEL I.D. #: 21.042.0010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, in block 10 of second addition to Milaca, according to the Plat thereof on file or of record in the Office of the County Recorder, Mille Lacs County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Mille Lacs ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$154,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$152,404.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Front Door, 640 3rd Street South East, Milaca, MN 56353 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 17, 2013 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-007444 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Mille Lacs County Times January 31, February 7, 14, 21, 28 March 7, 2013 3283630


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12-083396 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 4, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $91,698.00 MORTGAGOR(S): Trista Norrgard and Joseph A. Johnson, both single people MORTGAGEE: Wells Fargo Bank, NA LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed April 22, 2008, Mille Lacs County Recorder, as Document Number 348822 LEGAL DESCRIPTION OF PROPERTY: The North One-third of Lot 2, Block 27, Third Addition to the Village (now City) of Milaca (the said premises being heretofore described as the Northerly 4 rods of Lot 2, in Block 27 of the Third Addition to the Village of Milaca) PROPERTY ADDRESS: 405 3Rd Ave Se, Milaca, MN 56353 PROPERTY IDENTIFICATION NUMBER: 21.043.1070 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $87,231.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 28, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on September 30, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 24, 2013 Wells Fargo Bank, NA Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. Mille Lacs County Times February 7, 14, 21, 28 March 7, 14, 2013 3283637


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12-084727 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 7, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $88,500.00 MORTGAGOR(S): Tina J. Belden, a single person MORTGAGEE: JPMorgan Chase Bank, N.A. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: JPMorgan Chase Bank, N.A. SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed August 8, 2007, Mille Lacs County Recorder, as Document Number 343618 LEGAL DESCRIPTION OF PROPERTY: Commencing at the Southwest corner of the Southwest Quarter of the Southwest Quarter (SW 1/4 of SW 1/4) of Section 5, Township 41, Range 26, Mille Lacs County, Minnesota; thence running North 220 feet to the point of beginning of the tract to be described; thence running North 280 feet; thence running East to the Rum River; thence running South along the Rum River to a point 220 feet North of the South boundary line of said SW 1/4 of SW 1/4; thence running West to the point of beginning; EXCEPT, that part of the SW 1/4 of SW 1/4 of Section 5, Township 41 North, Range 26 West, shown as Parcel 78(a) on Minnesota Department of Transportation right-of-way plat number 48-42. PROPERTY ADDRESS: 35062 Us Hwy 169, Onamia, MN 56359 PROPERTY IDENTIFICATION NUMBER: 14-005-1100 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $89,968.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 21, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on September 23, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 30, 2013 JPMorgan Chase Bank, National Association Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times February 7, 14, 21, 28 March 7, 14, 2013 3287478


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,950.00 MORTGAGOR(S): Jeffrey D. Reisdorf, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bell America Mortgage LLC DBA Bell Mortgage, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: March 17, 2004 Mille Lacs County Recorder Document Number: 309735 ASSIGNMENTS OF MORTGAGE: And assigned to: Homeward Residential, Inc. Dated: January 11, 2013 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900020639612 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs Property Address: 6585 Grand Goose Rd, Milaca, MN 56353-4578 Tax Parcel ID Number: 02-026-0409 LEGAL DESCRIPTION OF PROPERTY: That part of the North Half of the Northwest Quarter of Section 26, Township 38, Range 26, Mille Lacs County, Minnesota lying East of the West 2336.35 feet and South of the North 800.00 feet of said North Half of the Northwest Quarter as measured at right angles from the North and West lines thereof, EXCEPTING therefrom that part of said North Half of the Northwest Quarter lying within the circumference of a 66.00 foot radius circle, the center of said circle being the terminus point of the following described line. Commencing at the Northwest corner of said North Half of the Northwest Quarter; thence South 00 degrees 37 minutes 06 seconds East, assuming the North line of said Northwest Quarter bears South 89 degrees 29 minutes 13 seconds East, along the West line of said North Half of the Northwest Quarter, a distance of 800.16 feet to the intersection with the South line of the North 800.00 feet of said North Half of the Northwest Quarter and the point of beginning of the line to be described; thence South 89 degrees 29 minutes 13 seconds East, along said South line of the North 800.00 feet a distance of 2329.36 feet to said terminus point. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,107.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2013 at 10:00 AM PLACE OF SALE: 640 3rd Street S.E., South Door of Sheriff's Office, Milaca, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 26, 2013, or the next business day if September 26, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 07, 2013 ASSIGNEE OF MORTGAGEE: Homeward Residential, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026873F01 Mille Lacs County Times February 7, 14, 21, 28 March 7, 14, 2013 3290575


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 7, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Penelope L. Hadeen and Stephen D. Hadeen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for River City Mortgage & Financial, LLC, a Delaware Limited Liability Company DATE AND PLACE OF FILING: Recorded on April 20, 2006 in the Office of the Mille Lacs County Recorder as Document Number 331545. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.by written assignment recorded on November 3, 2012 as Document Number A376217 in the Office of the County Recorder of Mille Lacs County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lots Nine (9) and Ten (10), of Block Three (3), of Highland Park Addition of Milaca, EXCEPTING therefrom the East 8 feet of Lot 9, Block 3, Highland Park Addition to Milaca STREET ADDRESS OF PROPERTY: 655 2ND AVE NW, MILACA, MN 56353-1701 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $121,071.43 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 4, 2013 at 10:00 AM PLACE OF SALE: Mille Lacs County Sheriff`s office, Attn: Civil Division, 640 3rd Street SE, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 4, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 5, 2013 WELLS FARGO BANK, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760 (13-0059-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 655 2ND AVE NW MILACA, MN 56353-1701 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for River City Mortgage & Financial, LLC, a Delaware Limited Liability Company (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for River City Mortgage & Financial, LLC, a Delaware Limited Liability Company (4) Residential Servicer Wells Fargo Bank, N.A. (5) Tax Parcel Identification Number 21.360.0160 (6) Transaction Agent`s Mortgage ID Number (MERS number) 100315900000030147 Mille Lacs County Times February 14, 21, 28, March 7, 14, 21, 2013 3293280


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12-089053 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $80,829.00 MORTGAGOR(S): Jack Rudeen, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100326710050074706 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: United Fidelity Funding, Corp SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed September 20, 2010, Mille Lacs County Recorder, as Document Number A363848 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: October 25, 2012 filed: November 8, 2012, recorded as document number A376312 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 1, Pondview Estates, Common Interest Community No. 18 PROPERTY ADDRESS: 1506 17Th Street N, Princeton, MN 55371 PROPERTY IDENTIFICATION NUMBER: 24-684-0270 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $80,684.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 2, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 2, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 7, 2013 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times Februrary 14, 21, 28 March 7, 14, 21, 2013 3295721


1010 LG Mortgage Foreclosures

12-089092 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,400.00 MORTGAGOR(S): Deanne L. Kurth, a single person MORTGAGEE: Bremer Bank, National Association LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bremer Bank, National Association SERVICER: JPMorgan Chase Bank, N.A. DATE AND PLACE OF FILING: Filed June 3, 2009, Mille Lacs County Recorder, as Document Number 355938 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A.; Dated: May 26, 2009 filed: June 3, 2009, recorded as document number 355939 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Evergreen Crossing Townhouses PROPERTY ADDRESS: 1007 N 4Th St, Princeton, MN 55371 PROPERTY IDENTIFICATION NUMBER: 24-255-0100 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $69,831.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 11, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 11, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 19, 2013 JPMorgan Chase Bank, National Association Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times February 21, 28 March 7, 14, 21, 28, 2013 3303535


1010 LG Mortgage Foreclosures

13-089637 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 31, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $114,367.00 MORTGAGOR(S): Kenneth Zwilling, An Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100020000451155992 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: PHH Home Loans, LLC d/b/a Burnet Home Loans SERVICER: PHH Mortgage Corporation DATE AND PLACE OF FILING: Filed January 20, 2009, Mille Lacs County Recorder, as Document Number 353519 ASSIGNMENTS OF MORTGAGE: Assigned to: PHH Mortgage Corporation; Dated: May 10, 2011 filed: May 20, 2011, recorded as document number A367519 LEGAL DESCRIPTION OF PROPERTY: That part of the Northwest Quarter of the Northwest Quarter (NW1/4 of NW 1/4) of Section Thirty-one (31), Township Thirty-eight (38), Range Twenty-six (26), according to the United State Government Survey thereof, lying West of Parcel 14 on Minnesota Department of Transportation Right of Way Plat No. 48-9, as the same is on file and of record in the office of the County Recorder in and for Mille Lacs County; less and excepting therefrom that part of the South 40 rods Westerly of Parcel 14 on Minnesota Department of Transportation Right of Way Plat No. 48-9, as the same is on file and of record in the office of the County Recorder in and for Mille Lacs County, Minnesota. PROPERTY ADDRESS: 10991 Pioneer Drive, Milaca, MN 56353 PROPERTY IDENTIFICATION NUMBER: 02-031-0700 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $108,545.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 18, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 18, 2013. Dated: February 14, 2013 PHH MORTGAGE CORPORATION Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times February 28 March 7, 14, 21, 28, April 4, 2013 3301338


1010 LG Mortgage Foreclosures

12-084781 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 7, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 MORTGAGOR(S): Daniel Druar and Linda Druar, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100372405060518890 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wilmington Finance, a division of AIG Federal Savings Bank SERVICER: HSBC Consumer and Mortgage Lending DATE AND PLACE OF FILING: Filed July 21, 2005, Mille Lacs County Recorder, as Document Number 324006 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc.; Dated: June 7, 2012 filed: June 8, 2012, recorded as document number A373571 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, and the East 50 feet of Lot 1, Block 1, Sunrise Addition PROPERTY ADDRESS: 7893 Alpha Road, Princeton, MN 55371 PROPERTY IDENTIFICATION NUMBER: 16-802-0020 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $203,049.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 18, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 18, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 18, 2013 HSBC Mortgage Services, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times February 28 March 7, 14, 21, 28, April 4, 2013 3307004


1010 LG Mortgage Foreclosures

12-083356 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 8, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,625.00 MORTGAGOR(S): Paul D. Sullivan, a single person MORTGAGEE: Mortgages Unlimited, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Mortgages Unlimited, Inc. SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed December 3, 2007, Mille Lacs County Recorder, as Document Number 346289 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: November 8, 2007 filed: December 3, 2007, recorded as document number 346290 LEGAL DESCRIPTION OF PROPERTY: The East 340 feet of the East 80 Rods of Government Lot 1, Section 36, Township 36, Range 27, as measured parallel with the East line thereof, according to the United States Government Survey thereof PROPERTY ADDRESS: 11254 17Th Street, Princeton, MN 55371 PROPERTY IDENTIFICATION NUMBER: 06-036-0601 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $166,473.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 18, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 18, 2013. Dated: February 15, 2013 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times February 28 March 7, 14, 21, 28, April 4, 2013 3307320


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,093.00 MORTGAGOR(S): Kenneth J. Gastecki and Kenneth M. Dresher, both single men MORTGAGEE: Mortgage Electronic Registration Sytems, Inc., a Delaware corporation as nominee for Plaza Home Mortgage, Inc., a California corporation DATE AND PLACE OF FILING: Filed August 6, 2008, Mille Lacs County Recorder; Document No. 350846 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., recorded on March 26, 2012 as Document Number A372217 LEGAL DESCRIPTION OF PROPERTY: The North 24 rods of the East 47 rods of the Northwest Quarter of the Southeast Quarter of Section 21, Township 38, Range 26, Mille Lacs County, Minnesota. STREET ADDRESS OF PROPERTY: 8263 155th Street, Milaca, MN 56353 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $139,360.46 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 18, 2013 at 10:00 a.m. PLACE OF SALE: Mille Lacs County Sheriff's office, in the Lobby, 640 Third Street Southeast, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 18, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 25, 2013 BANK OF AMERICA, N.A. Mortgagee SCHILLER & ADAM, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2822) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 8263 155th Street, Milaca, MN 56353 (2) Transaction Agent Mortgage Electronic Registration Sytems, Inc., a Delaware corporation as nominee for Plaza Home Mortgage, Inc., a California corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Sytems, Inc., a Delaware corporation as nominee for Plaza Home Mortgage, Inc., a California corporation (4) Residential ServicerBank of America, N.A. (800) 669-6650 (5) Tax Parcel Identification Number 02-021-1700 (6) Transaction Agent's Mortgage ID Number (MERS number) 100109800000923533 Mille Lacs County Times February 28 March 7, 14, 21, 28, April 4, 2013 3310170


1010 LG Mortgage Foreclosures

12-088281 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $595,000.00 MORTGAGOR(S): Holly S. Meleen, And Paul R. Meleen, Wife And Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0002136595-8 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: America's Wholesale Lender SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed May 5, 2003, Mille Lacs County Recorder, as Document Number 298466 ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWMBS, INC., ALTERNATIVE LOAN TRUST2003-3T1, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2003-9; Dated: February 2, 2012 filed: February 10, 2012, recorded as document number A371531 LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot Five (5), also being the Southeast 1/4 of Northeast 1/4 Section Eight (8), Township Forty-three (43), Range Twenty-five (25), described as commencing at the Northeast corner of Government Lot 4 of said Section 8, thence South 0°55' East, assumed bearing, along the west line of said Government Lot 5 for a distance of 492.88 feet; thence South 89°05' East to intersect the East line of the West 385 feet of said Government Lot 5 at a point to be hereafter known as point "A" for the purpose of this description; thence South 0°55' East parallel with said West line of Government Lot 5 to intersect the shore line of Lake Mille Lacs at the actual point of beginning of the land to be hereby described; thence return North 0°55' West to the afore described point "A" ; thence North 79°35' East a distance of 140.00 feet; thence South 3°50' East to intersect said shore line of Lake Mille Lacs; thence Southwesterly along said shore line to the point of beginning. Containing 0.9 acres more or less. Also an easement for travel over and across that part of Government Lot 5, Section 8, Township 43, Range 25, described as follows, to-wit: (said easement to be 2 rods in width and the West line of which is described as follows) That part of Government Lot 5 described as commencing at the Northeast corner of Government Lot 4 of said Section 8; thence South 0°55' East, assumed bearing, along the West line of said Government Lot 5 for a distance of 492.88 feet; thence South 89°05' East to intersect the East line of the West 385 feet of said Government Lot 5 at a point to be hereafter known as point "A", which is the point of beginning of the description of the West line of said easement, ; thence North 0°55' West along the East line of the West 385 feet of said Government Lot 5 a distance of 277.37 feet, more or less, to the township road situated thereat, together with the right to maintain the same, effect snow removal and all other rights incident to its use as a driveway. PROPERTY ADDRESS: 5135 Whistle Rd, Isle, MN 56342 PROPERTY IDENTIFICATION NUMBER: 05-008-4000 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $548,542.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 25, 2013, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 25, 2013. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 27, 2013 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWMBS, INC., ALTERNATIVE LOAN TRUST2003-3T1, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2003-9 Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times March 7, 14, 21, 28 April 4, 11, 2013 3314208


1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Douglas J. Moos and Debra A. Moos, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bremer Bank, National Association, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 03, 2003 Mille Lacs County Recorder Document Number: 302856 ASSIGNMENTS OF MORTGAGE: And assigned to: Homeward Residential, Inc. Dated: July 18, 2012 Recorded: September 17, 2012 Mille Lacs County Recorder Document Number: A375229 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100073981166245747 Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs Property Address: 19198 Keystone Rd, Milaca, MN 56353-3151 Tax Parcel ID Number: 07-032-0801 LEGAL DESCRIPTION OF PROPERTY: The West Half of the Southeast Quarter of the Southwest Quarter of Section 32, Township 39, Range 26, Mille Lacs County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,487.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2012 at 10:00 AM PLACE OF SALE: 640 3rd Street S.E., South Door of Sheriff's Office, Milaca, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 27, 2013, or the next business day if June 27, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 08, 2012 ASSIGNEE OF MORTGAGEE: Homeward Residential, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026393F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 27, 2012 at 10:00 AM has been postponed to February 26, 2013 at 10:00 AM in the 640 3rd Street S.E., South Door of Sheriff's Office, Milaca, Minnesota in said County and State. DATED: December 26, 2012 ASSIGNEE OF MORTGAGEE: Homeward Residential, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026393F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 26, 2013 at 10:00 AM has been postponed to May 02, 2013 at 10:00 AM in the 640 3rd Street S.E., South Door of Sheriff's Office, Milaca, Minnesota in said County and State. DATED: February 26, 2013 ASSIGNEE OF MORTGAGEE: Homeward Residential, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026393F01 Mille Lacs County Times March 7, 2013 3316633


1016 LG Probates

STATE OF MINNESOTA COUNTY OF MILLE LACS SEVENTH JUDICIAL DISTRICT DISTRICT COURT PROBATE/MENTAL HEALTH DIVISION Court File No. 48-PR-13-260 In Re: Estate of Richard F. Marrs, also known as Richard Floyd Marrs, Deceased NOTICE OF INFORMAL PROBATE AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Glenn L. Marrs, whose mailing address is Post Office Box 527, Onamia, Minnesota 56359, as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after thirty (30) days from the date of issuance of letters, the power to sell, encumber, lease, or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this Notice or the claims will be barred. George A. Lock, Registrar Date: 2/11/13 George A. Lock, Court Administrator Date: 2/11/13 Attorney for Estate: Daniel S. Miller (#125544) 505 BMO Harris Bank Building 6625 Lyndale Avenue South Richfield, Minnesota 55423 612.866.0146 Office 612.834.0126 Cell 612.861.8806 Fax Mille Lacs County Times March 7 and 14, 2013 3312246


1020 LG County Proceedings

MILLE LACS COUNTY LEGAL NOTICE NOTICE IS HEREBY GIVEN, that the Mille Lacs County Planning Commission will hold a public hearing on Monday March 11, 2013 at 7:00 p.m. in the Commissioner's Room at the Courthouse in Milaca, Minnesota. The following items will appear on the agenda: APPROVAL OF THE MINUTES: February 11, 2013 Meeting ADDITIONS: SUB-COMMITTEE OR OTHER UPDATES: County Board Comprehensive Plan Steering Committee OLD BUSINESS: None. NEW BUSINESS: Consideration of a Request by Gene and Karen Helle to renew an Interim Use Permit for a Vacation Rental Home with an occupancy of six (6) on property legally described as Lot 2, Block 2, Berg's Addition to Mille Lacs and Lot 3, Block 2 Berg's Addition to Mille Lacs except that part of said Lot 3 herein described as follows: Beginning at the southwesterly corner of said Lot 3, thence East assumed bearing, along the South line of said Lot 3 a distance of 16.83 feet; thence North 08 degrees 40 minutes 00 seconds West 91.81 feet; thence on a bearing North, 22.00 feet, more or less, to the shoreline of Mille Lacs Lake; thence Southwesterly along said shoreline to the intersection with a line bearing North from the point of beginning; thence on a bearing of South along the West line of said Lot 3, a distance of 111.00 feet, more or less, to the point of beginning. And north half of vacated street adjacent on south. Generally located at 39109 Sierra Road (17-120-0060 South Harbor Township). Consideration of a Request by Gene and Karen Helle to renew an Interim Use Permit for a Vacation Rental Home with an occupancy of six (6) on property legally described as the North Half of Lots 1 & 2, Block 4, Berg's Addition to Mille Lacs and the South Half of vacated street adjacent on north. Generally located at 39099 Sierra Road (17-120-0150 South Harbor Township). Request by Mille Lacs County to amend portions of Chapter 3, Public Health, Article 3, Subsurface Sewage Treatment Systems. OTHER BUSINESS: None. OTHER BUSINESS: None. Mille Lacs County Times February 28 and March 7, 2013 3310155


1020 LG County Proceedings

THE MILLE LACS COUNTY CODE OF ORDINANCES, CHAPTER 1, "LAND DEVELOPMENT" AN ORDINANCE AMENDING DIVISION 1 "ADMINISTRATION AND RENUMBERING AS APPLICABLE, SECTION 107, "DEFINITIONS", AND REPEALING SUBDIVISION 9 "FLOODPLAIN DISTRICTS" FROM DIVISION 3 "DISTRICT REQUIREMENTS" AND ADOPTING NEW SUBDIVISION 9 "FLOODPLAIN DISTRICTS" IN ORDER TO ADOPT REQUIRED FLOODPLAIN STANDARDS IN ACCORDANCE WITH THE NATIONAL FLOOD INSURANCE PROGRAM ORDINANCE NO.: LSO 2013-01 SUMMARY ORDINANCE FOR PUBLICATION Division 1, Subdivision 3 Sec. 1-126 Nonconforming Uses in Floodplain - establishes provisions for replacement or repair of a nonconforming use or structure in the floodplain. Division 1, Subdivision 5, Sec. 1-135 Appeals and Variances - establishes criteria and procedures fox evaluating variance requests in the floodplain. Division 1, Subdivision 5, Sec. 1-136 Conditional Uses - establishes criteria and procedures for evaluating conditional use permit requests in the floodplain. Section 107 Definitions - provides for definitions to be utilized with the floodplain standards. Division 3, Subdivision 9 Floodplain Districts - repeals the existing standards and adopts new standards for the establishment of floodplain districts, general provisions, permitted and conditional uses, standards for construction and development of subdivisions, and placement of recreational vehicles and manufactured homes in the floodplain. Provides for the administration of the standards and establishes penalties for violations. Passed and approved this 1st day of March 2013 by the Mille Lacs County Board of Commissioners. COUNTY OF MILLE LACS BOARD OF COMMISSIONERS Phil Peterson, Chair ATTEST Roxy Traxler, Administrator MOVED BY: SECONDED: IN FAVOR: OPPOSED: Drafted by: Mille Lacs County Land Services Office 635 2nd Street SE Milaca, MN 56353 Mille Lacs County Times Mach 7, 2013 3316241


1030 LG City of Bock

ACCEPTING BIDS The City of Bock is accepting bids for lawn mowing and trimming. The properties to be taken care of are the Two City Parks and the City Hall. Sealed bids must be received by the City by Monday, March 11, 2013. Please send the bids to Lawn Mowing Bids, City of Bock, P.O. Box 88, Bock, MN 56313 or bring them to the council meeting on March 11, 2013 at 6 p.m. at the Borgholm Town Hall. If questions, please contact the city clerk at 320-556-3379 Mille Lacs County Times February 28 and March 7, 2013 3310256


1045 LG Public Notices

The Mille Lacs County Agricul- tural Society (Mille Lacs County Fair) will be taking bids on the following: Portable Restroom, Garbage Disposal & Lawn Mowing. To receive bid form contact Secretary at office at 763-389-3138. All bids must be to Secretary by March 14, 2013. Published 2/28 & 3/7/13 3307212


1045 LG Public Notices

PUBLIC NOTICE The Isanti-Mille Lacs Community Health Board meeting will be held Friday, March 8, 2013, 8:30 a.m. at the K-Bob in Princeton, MN. Please call Isanti County Public Health at (763) 689-4071 if you would like to attend the Isanti-Mille Lacs Community Health Board meeting. Mille Lacs County Times March 7, 2013 3312248


1189 LG Townships

Request for QUOTES Road Grading Page Township will be accepting QUOTES for road grading for 2013. QUOTES should include an hourly rate for grading of approximately 26 miles of Township roads approximately twice per month throughout the grading season. Bids must be submitted on MARCH 18, 2013 at 7 PM at the monthly meeting at the Page Town Hall. Contractor must be present at bid opening. Certificate of Insurance is REQUIRED to be submitted with the bid. Page Town Board reserves the right to reject any or all bids. Contact Kyle Weimann, Page Township Clerk, at (320) 983-5206 with any questions. Mille Lacs County Times February 28 and March 7, 2013 3310201


1189 LG Townships

Hayland Township Notice of Annual Meeting and Election of Officers Notice is hereby given that the Annual Town Meeting and Election of the Town of Hayland, in the County of Mille Lacs, State of Minnesota, will be held on Tuesday, March 12, 2013 at the Hayland Township Hall, (19468 Keystone Road - 1/2 mile north of County Road #11). The Election Polls will open at 5 p.m. and close at 8 p.m. to elect the following town officers: (1) One Supervisor Candidate Todd Hoffman (Incumbent) - 3 year term (1) One Treasurer Candidate Amy Kadelbach - 2 year term The Board of Canvass will be held immediately following the close of election to certify the election results. The Annual Meeting will commence at 8:05 p.m. to conduct all necessary town business as prescribed by law. If inclement weather should occur on the above scheduled date, the Annual Meeting and Election will be held on Tuesday, March 19, at the above scheduled times. Kathleen Shipman Clerk of Hayland Township Mille Lacs County Times February 28 and March 7, 2013 3310208


1189 LG Townships

Page Township Notice of Annual Election of Officers and Annual Meeting Notice is hereby given to the qualified voters of Page Township, Mille Lacs County, State of Minnesota, that the Annual Election of Town Officers and Annual Town Meeting will be held on Tuesday, March 12, 2013. The Annual Election and Meeting will be held at the Page Town Hall located at 21804 - 140th Avenue, Milaca. The Election Poll hours will be from 5 p.m. to 8 p.m. at which time the voters will elect: ONE (1) Supervisor for a (3) three-year term, ONE (1) Treasurer for a (2) two-year term. The Clerk's Office will be open Saturday, March 9, 2013, from 10 am to 12 noon for absentee voting. The Annual Meeting will commence at 8:15 p.m. to conduct all business prescribed by law, including setting the annual property tax levy. The Board of Canvass will be held following the close of Annual Town Meeting to certify the election results. Kyle Weimann Page Township Clerk Mille Lacs County Times February 28 and March 7, 2013 3310266



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