Public Notices

Mille Lacs County Times Public Notices

1010 LG Mortgage Foreclosures

11-074517 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $292,000.00 MORTGAGOR(S): Keith M. Ellingson and Andrea Kirk, husband and wife MORTGAGEE: Bank of America, N.A. LENDER: Bank of America, N.A. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed August 21, 2006, Mille Lacs County Recorder, as Document Number 334981 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Balsam Ridge PROPERTY ADDRESS: 3334 Balsam Lane, Princeton, MN 55371 PROPERTY IDENTIFICATION NUMBER: 16.102.0040 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $308,539.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on September 4, 2012. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 10, 2012 Bank of America, N.A. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times January 19, 26 February 2, 9, 16, 23, 2012 2875477

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,250.00 MORTGAGOR(S): Christopher West and Lisa West, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Irwin Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 23, 2006 Mille Lacs County Recorder Document Number: 332435 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: December 06, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000139-0080803356-1 Lender or Broker: Irwin Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs Property Address: 5158 100th Ave, Princeton, MN 55371-6512 Tax Parcel ID Number: 16-008-0900 LEGAL DESCRIPTION OF PROPERTY: That part of the West Half of the Southwest Quarter of Section 8, Township 36, Range 26, described as follows: Commencing at the Southwest corner thereof, thence proceeding Easterly on and along the South line of said West Half of the Southwest Quarter a distance of approximately 820 feet to the West right-of-way of the Great Northern Railway Co., thence proceeding Northwesterly on and along the West line of the Great Northern Railway Co. right-of-way a distance of 590 feet; thence proceeding West on a line parallel to the South line of said West Half of Southwest Quarter a distance of 230.0 feet; thence proceeding Southerly at right angles a distance of 55 feet; thence proceeding westerly on a line parallel to the South line of said eighty a distance of 510 feet to the west line thereof, thence proceeding Southerly on and along the West line of said West half of Southwest Quarter a distance of 505 feet, more or less, to the point of beginning and there terminating, according to the United States of Government Survey thereof and situate in Mille Lacs County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,659.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 06, 2012 at 10:00 AM PLACE OF SALE: 640 3rd Street S.E., South Door of Sheriff's Office, Milaca, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 06, 2012, or the next business day if September 06, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023236F01 Mille Lacs County Times January 19, 26, February 2, 9, 16, 23, 2012 2876650

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE Date: January 11, 2012 YOU ARE NOTIFIED THAT: 1.Default has occurred in the conditions of that certain Mortgage dated April 12, 2000, executed by Jai Ambe Ma, L.L.C., a Minnesota limited liability company, as Grantor, to Bremer Bank, National Association, a national banking association, as Lender, and filed for record April 20, 2000 as Document Number 270108 in the Office of the County Recorder of Mille Lacs County, Minnesota, as amended by that certain Modification Agreement dated June 13, 2000, filed on October 16, 2000 as Document No. 273736 in the Office of the County Recorder of Mille Lacs County, Minnesota and as assigned to and assumed by Shree Radha, LLC, a Minnesota limited liability company pursuant to that certain Assumption Agreement dated February 18, 2004, filed on March 16, 2004 as Document No. 309692 in the Office of the County Recorder of Mille Lacs County, Minnesota. The land described in the Mortgage is not registered land. 2.The Mortgage has not been assigned. 3.The original principal amount secured by the Mortgage was $870,000.00. 4.No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5.The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6.At the date of this notice the amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $327,078.72. 7.Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: That part of Government Lot Four (4), Section Twelve (12), Township Forty-two (42), Range Twenty-seven (27), lying southerly of the southerly right of way line of Highway 169, except the west Three Hundred Eighty (380) feet thereof. Commonly known as 40847 US Highway 169, Onamia, Minnesota. TOGETHER WITH all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigations rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, will be sold by the Sheriff of Mille Lacs County, Minnesota, at public auction on Thursday, March 8, 2012 at 10:00 a.m., at 640 3rd Street SE, Milaca, Minnesota 56353. 8.The time allowed by law for redemption by Grantor or Grantor's personal representatives or assigns is twelve (12) months after the date of sale. 9.THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE GRANTOR, THE GRANTOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10.THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11.RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Bremer Bank, National Association By Gene Bygd Its Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 Mille Lacs County Times January 19, 26 February 2, 9, 16, 23, 2012 2880223

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,750.00 MORTGAGOR(S): Tamara A. Reck and Steven J. Reck, wife and husband MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed November 16, 2006, Mille Lacs County Recorder; Document No. 337359; also filed on February 1, 2007 with the Registrar of Titiles as Document No. 13515 and memorialized upon Certificate of Title No. 6660 ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as Trustee for Citigroup Mortgage Loan Trust Inc., Mortgage Pass-Through Certificates, Series 2007-2 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6, Block Four (4), Potts Town REGISTERED PROPERTY Those parts of vacated Broadway and Lake Streets abutting Lots 5 and 6, Block 4, Pottstown ABSTRACT PROPERTY STREET ADDRESS OF PROPERTY: 640 Broadway Street West, Wahkon, MN 56386 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $253,033.96 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 a.m. PLACE OF SALE: Mille Lacs County Sheriff's office, in the Lobby, 640 Third Street Southeast, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 24, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 13, 2012 US BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CITIGROUP MORTGAGE LOAN TRUST INC., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2 Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (X8131) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 640 Broadway Street West, Wahkon, MN 56386 (2) Transaction Agent Wells Fargo Bank, N.A. (3) Name of Mortgage Originator (Lender) Wells Fargo Bank, N.A. (4) Residential Servicer Wells Fargo 800-416-1472 (5) Tax Parcel Identification Number 25-041-0110 (6) Transaction Agent's Mortgage ID Number (MERS number) none Mille Lacs County Times January 26, February 2, 9, 16, 23 March 1, 2012 2882978

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE ______________ THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. _____________ NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/28/2006 MORTGAGOR(S): Jason Sanford and Michelle Sanford fka Michelle Kuehn, husband and wife. MORTGAGEE: CitiFinancial Services, Inc. SERVICER: One Main Financial Services, Inc. MORTGAGE ID #: N/A DATE AND PLACE OF RECORDING: Recorded December 04, 2006,Mille Lacs County Recorder, Document No. 337732. LEGAL DESCRIPTION OF PROPERTY: The Real property in Mille Lacs County, Minnesota, described as follows: The Part of the Southwest Quarter of the Southeast Quarter of Section 29, Township 37, Range 27, Mille Lacs County, Minnesota, described as follows: Beginning at the Southeast Corner of said Southwest Quarter of the Southeast Quarter; thence Westerly along the South line thereof a distance of 303.60 feet; thence Northerly and parallel with the East line of said Southwest Quarter of the Southeast Quarter to the North Line of the South 717.40 feet of said Southwest Quarter of the Southeast Quarter; thence Easterly along said North line of the South 717.40 feet to said East line of the Southwest Quarter of the Southeast Quarter; thence Southerly along said East line to said Point of beginning. Subject to that part taken for County Highway Purposes along the South line thereof, subject to a 30- foot wide Easement for utility purposes, over under and across that part of the Southwest Quarter of the Southeast Quarter of Section 29, Township 37, Range 27, Mille Lacs County Minnesota, the Center line of said Easement being described as follows: Commencing on the Southeast Corner of said Southwest Quarter of the Southeast Quarter; thence Westerly along the South line thereof a distance of 303.60 feet to the point of beginning of the center line being described: Thence Northerly and parallel with the East line of said Southwest Quarter of the Southeast Quarter to the point of intersection with the North line of the South 717.40 feet of said Southwest Quarter of the Southeast Quarter and said line there terminating. This is being an Abstract Property. REGISTERED PROPERTY: No TAX PARCEL NO.: 12-029-0705 ADDRESS OF PROPERTY: 15274 80th Street Oak Park, MN 56329 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,802.28 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,360.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Tuesday, March 20, 2012, 10:00 a.m. PLACE OF SALE: Lobby of Sheriff's Office, City of Milaca to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 09/20/2012 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 18, 2012 CitiFinancial Services, Inc. Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: CitiFinancial Services, Inc. Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 13502-110110 Mille Lacs County Times January 26, February 2, 9, 16, 23 March 1, 2012 2885321

1010 LG Mortgage Foreclosures

11-079690 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,000.00 MORTGAGOR(S): Lorna J. Burham, a single person MORTGAGEE: Woodlands National Bank LENDER: Woodlands National Bank SERVICER: Woodlands National Bank DATE AND PLACE OF FILING: Filed May 6, 2008, Mille Lacs County Recorder, as Document Number 349059 LEGAL DESCRIPTION OF PROPERTY: Parcel 1: The West 430.00 feet of Government Lot 4, also described as the Northwest Quarter of the Northwest Quarter (NW ¼ of NW ¼), Section Three (3), Township Thirty-nine (39), Range Twenty-seven (27), Mille Lacs County, Minnesota; Subject to that part taken for County State Aid Highway No. 19 along the North and West lines thereof; except all that part of the West 430 feet of Government Lot 4, Section 3, Township 39 North, Range 27 West, lying Southeasterly of the Southeasterly right-of-way line of CSAH 19; Parcel 2: All that part of Government Lot 4, Section 3, Township 39, Range 27, Mille Lacs County, Minnesota, lying Easterly of the West 430.00 feet thereof and lying Southerly of the Southerly right of way of the Township Road and lying Northerly of the Northwesterly right of way line of County State Aid Highway No. 19. The Centerline of said Township Road being described as beginning at the Northwest corner of said Government Lot 4; thence Easterly along the North line of said Government Lot 4 a distance of 604.18 feet; thence Southeasterly along a tangential curve concave to the Southwest having a radius of 215.00 feet, a central angle of 62 degrees, 36 minutes, 57 seconds for a distance of 234.97 feet to the point of intersection with said Northwesterly right of way line of County State Aid Highway No. 19 and said centerline there terminating. The centerline of said County State Aid Highway No. 19 being described as beginning at a point on the West line of the Northwest Quarter of said Section 3 distant 1476.92 feet South from the Northwest corner of the Northwest Quarter of said Section 3; thence Northeasterly along a curve tangent to said West line of the Northwest Quarter, being concave to the Southeast having a radius of 1432.39 feet, a central angle of 91 degrees, 45 minutes 13 seconds for a distance of 2293.84 feet to the point of tangency with the North line of said Northwest Quarter of Section 3, said point of tangency being a point distant 1476.92 feet East from said Northwest corner of the Northwest Quarter, and said centerline there terminating. PROPERTY ADDRESS: 13969 250Th Street, Pease, MN 56363 PROPERTY IDENTIFICATION NUMBER: 15-003-0400 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $89,616.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on September 24, 2012. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 23, 2012 Woodlands National Bank Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times February 2, 9, 16, 23 March 1, 8, 2012 2890472

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,863.00 MORTGAGOR(S): Michelle L. Meggs, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for lender First Guaranty Mortgage Corporation, a Virginia corporation DATE AND PLACE OF FILING: Filed April 16, 2008, Mille Lacs County Recorder; Document No. 348670 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: All that part of the West Half of the Northwest Quarter of the Southeast Quarter of Section 21, Township 36, Range 26, Mille Lacs County, Minnesota, described as follows: Commencing at the Northwest corner of the South ¾ of said West Half of the Northwest Quarter of the Southeast Quarter; thence southerly along the West line thereof a distance of 455.00 feet to the point of beginning of the property being described; thence easterly, angle right of 90 degrees 49 minutes 46 seconds, for a distance of 208.90 feet; thence northerly and parallel with said West line a distance of 41.52 feet; thence easterly and parallel with the North line of said South ¾ of the West Half of the Northwest Quarter of the Southeast Quarter a distance of 40.69 feet; thence northerly and parallel with said West line a distance of 86.48 feet; thence easterly and parallel with said North line a distance of 417.96 feet to the East line of said West Half of the Northwest Quarter of the Southeast Quarter; thence southerly along said East line to the point of intersection with the North line of the South 290.00 feet of said West Half of the Northwest Quarter of the Southeast Quarter; thence westerly along said North line of the South 290.00 feet to the point of intersection with said West line; thence northerly along said West line to said point of beginning; Mille Lacs County, Minnesota, subject to that part taken for County State Aid Highway purposes along the West line thereof STREET ADDRESS OF PROPERTY: 3336 85th Avenue, Princeton, MN 55371 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $188,055.97 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 am PLACE OF SALE: Mille Lacs County Sheriff's office, in the Lobby, 640 Third Street Southeast, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 1, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: MICHELLE LORETTE MEGGS "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 25, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (Y3282) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 3336 85th Avenue, Princeton, MN 55371 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for lender First Guaranty Mortgage Corporation, a Virginia corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for lender First Guaranty Mortgage Corporation, a Virginia corporation (4) Residential Servicer Wells Fargo Home Mortgage -800-416-1472 (5) Tax Parcel Identification Number 16-021-3900 (6) Transaction Agent's Mortgage ID Number (MERS number) 100031445307115335 Mille Lacs County Times February 2, 9, 16, 23 March 1, 8, 2012 2891088

1010 LG Mortgage Foreclosures

11-079231 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 7, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,400.00 MORTGAGOR(S): Erik J. Walker, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001435-0020045045-5 LENDER: American Mortgage Corporation SERVICER: CitiMortgage, Inc. DATE AND PLACE OF FILING: Filed January 25, 2005, Mille Lacs County Recorder, as Document Number 319195 ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.; Dated: November 17, 2011 LEGAL DESCRIPTION OF PROPERTY: The Southeast Quarter of the Southeast Quarter of Section 23, Township 39, Range 26, Mille Lacs County, Minnesota PROPERTY ADDRESS: 6206 210Th St, Milaca, MN 56353 PROPERTY IDENTIFICATION NUMBER: 07-023-0900 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $147,355.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on September 17, 2012. Dated: January 25, 2012 CitiMortgage, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times February 2, 9, 16, 23 March 1, 8, 2012 2893902

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,600.00 MORTGAGOR(S): Michael P. Witte and Alicia R. Witte fka Alicia R. Whitcomb, husband and wife MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed December 2, 2003, Mille Lacs County Recorder; Document No. 306248 ASSIGNMENTS OF MORTGAGE: Assigned to: none LEGAL DESCRIPTION OF PROPERTY: That part of the North 1037.00 feet of the East Half of the Southwest Quarter of Section 32, Township 40, Range 26, Mille Lacs County, Minnesota, lying Westerly of the East 900.00 feet thereof STREET ADDRESS OF PROPERTY: 9653 255th Street, Onamia, MN 56359 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $50,141.98 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 a.m. PLACE OF SALE: Mille Lacs County Sheriff's office, in the Lobby, 640 Third Street Southeast, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 17, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 30, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E6894) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9653 255th Street, Onamia, MN 56359 (2) Transaction Agent Wells Fargo Home Mortgage, Inc., a California Corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California Corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential Servicer Wells Fargo 800-416-1472 (5) Tax Parcel Identification Number 13-032-0802 (6) Transaction Agent's Mortgage ID Number (MERS number) none Mille Lacs County Times February 2, 9, 16, 23 March 1, 8, 2012 2894491

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,500.00 MORTGAGOR(S): Rebecca J. Plack, a single person MORTGAGEE: River City Mortgage Corp., a Minnesota corporation DATE AND PLACE OF FILING: Filed July 1, 2003, Mille Lacs County Recorder; Document No. 300444 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc.,a California Corporation, n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. by written assignment recorded on July 1, 2003 as Document No. 300445 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Murray's Addition to the Village of Princeton STREET ADDRESS OF PROPERTY: 404 8th Avenue S, Princeton, MN 55371 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $117,339.03 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 a.m. PLACE OF SALE: Mille Lacs County Sheriff's office, in the Lobby, 640 Third Street Southeast, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 17, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: REBECCA JEAN HOWARD AKA REBECCA J. PLACK "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 30, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E6911) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 404 8th Avenue S, Princeton, MN 55371 (2) Transaction Agent River City Mortgage Corp., a Minnesota corporation (3) Name of Mortgage Originator (Lender) River City Mortgage Corp., a Minnesota corporation (4) Residential Servicer Wells Fargo 800-416-1472 (5) Tax Parcel Identification Number 24-561-0290 (6) Transaction Agent's Mortgage ID Number (MERS number) none Mille Lacs County Times February 2, 9, 16, 23 March 1, 8, 2012 2894529

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 1, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,000.00 MORTGAGOR(S): Nancy R. Koktavy, a single person MORTGAGEE: Centennial Mortgage & Funding, Inc., a Minnesota corporation DATE AND PLACE OF FILING: Filed February 15, 2002, Mille Lacs County Recorder; Document No. 285166; modified of record on May 3, 2002 as Document No. 287135 ASSIGNMENTS OF MORTGAGE: Assigned to: FCC Acquisition Corp. thereafter to Centennial Mortgage & Funding, thereafter to Ohio Savings Bank, thereafter to Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: File Number: 1212273M Parcel B: That part of the Northeast Quarter of the Southwest Quarter of the Northeast Quarter of Section 2, Township 38, Range 26, Mille lacs County, Minnesota, which lies southeasterly of a line which begins at the northeast corner of said Northeast Quarter of the Southwest Quarter of the Northeast Quarter and runs to the southwest corner of said Northeast Quarter of the Southwest Quarter of the Northeast Quarter and said line there terminating. Subject to and together with a 66.00 foot wide easement for Township Roadway purposes and utility purposes over, under and across that part of the Southwest Quarter of the Northeast Quarter of Section 2, Township 38, Range 26, Mille lacs County, Minnesota. The center line of said easement being described as follows: Beginning at the southwest corner of the North Half of the Southwest Quarter of the Northeast Quarter of Section 2, Township 38, Range 26, Mille lacs County, Minnesota; thence easterly along the South line thereof to a point distant 42.00 feet east of the southwest corner of the Northeast Quarter of the Southwest Quarter of the Northeast Quarter of said Section 2, and said center line there terminating. Also subject to and together with an easement for Township Roadway purposes and utility purposes over, under and across a circular parcel having a radius of 66.00 feet. The center of said circular parcel being the termination of the above described center line. Grantor reserves an easement for ingress, egress, drainage and utility purposes over under and across the South 33 feet of the above described. STREET ADDRESS OF PROPERTY: 6368 186th Street, Milaca, MN 56353 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $123,741.80 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 am PLACE OF SALE: Mille Lacs County Sheriff's office, in the Lobby, 640 Third Street Southeast, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 1, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NANCY R. KOKTAVY "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 31, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (E3826) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 6368 186th Street, Milaca, MN 56353 (2) Transaction Agent Centennial Mortgage & Funding, Inc., a Minnesota corporation (3) Name of Mortgage Originator (Lender) Centennial Mortgage & Funding, Inc., a Minnesota corporation (4) Residential Servicer Wells Fargo (800) 416-1472 (5) Tax Parcel Identification Number 02-002-0307 (6) Transaction Agent's Mortgage ID Number (MERS number) None Mille Lacs County Times February 9, 16, 23 March 1, 8, 15, 2012 2897218

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: February 9, 2012 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: Date of Mortgage: September 2, 2005 Mortgagors: James A. Newsom and Idell F. Newsom, husband and wife THE MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON THE MORTGAGE IS: n/a Mortgagee(s): The First National Bank of Milaca, Lakeside Office Recording Information: Recorded on September 20, 2005, as Document Number 326075, in the office of the County Recorder of Mille Lacs County, Minnesota. Assignments of Mortgage, if any: n/a Tax parcel identification number of the mortgaged premises: 09-007-1000 and 09-007-1001 Legal description of the mortgaged premises: Northeast Quarter of the Southwest Quarter (NE¼ of SW¼) of Section Seven (7), Township Forty-two (42), Range Twenty-seven (27), Mille Lacs County, Minnesota. Check here if all or part of the described real property is Registered (Torrens) n/a The physical street address, city, and zip code of the mortgaged premises: 40464 Timber Trail Road, Onamia, Minnesota 56359 AND 40310 Timber Trail Road, Onamia, Minnesota 56359 The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd 30. The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is The First National Bank of Milaca, Lakeside Office If stated on the mortgage, the names of the mortgage originator, as defined in Minn. Stat. 58.02, is The First National Bank of Milaca, Lakeside Office. That prior to the commencement of this mortgage foreclosure proceedings Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part hereof. The original principal amount secured by the Mortgage was $345,572.76 At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $322,261.80. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Tuesday, April 3, 2012 at 10:00 a.m. PLACE OF SALE: Mille Lacs County Sheriff's Office, located at 640 Third Street SE, City of Milaca, Minnesota, to pay the debt then secured by said Mortgage, and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m., on April 3, 2013. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name of Mortgagee The First National Bank of Milaca, Lakeside Office Name and address of Attorney for Mortgagee John P. Ahlgren Ahlgren & Bangma, LLC One North Lake Street Mora, Minnesota 55051 (320) 679-1754 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Mille Lacs County Times February 9, 16, 23 March 1, 8, 15, 2012 2899133

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 MORTGAGOR(S): Keith Olson and Sheila Olson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Summit Mortgage corporation, a Minnesota corporation DATE AND PLACE OF FILING: Filed January 9, 2006, Mille Lacs County Recorder; Document No. 329040 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. LEGAL DESCRIPTION OF PROPERTY: That part of the North 549.00 feet of the West half of the Northwest Quarter of Section 5, Township 38, Range 26, Mille Lacs County, Minnesota, Lying West of the East 330.00 feet thereof STREET ADDRESS OF PROPERTY: 9899 190th Street, Milaca, MN 56353 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $365,602.64 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 a.m. PLACE OF SALE: Mille Lacs County Sheriff's office, in the Lobby, 640 Third Street Southeast, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is five (5) weeks (Pursuant to Minn. Stat. 580.07 months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 3, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: KEITH OLSON AND SHEILA OLSON "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 3, 2012 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (W9212) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 9899 190th Street, Milaca, MN 56353 (2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Summit Mortgage corporation, a Minnesota corporation (3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Summit Mortgage corporation, a Minnesota corporation (4) Residential Servicer Well Fargo (800) 416-1472 (5) Tax Parcel Identification Number 02-005-0405 (6) Transaction Agent's Mortgage ID Number (MERS number) 100061905356000079 Mille Lacs County Times February 9, 16, 23 March 1, 8, 15, 2012 2901249

1010 LG Mortgage Foreclosures

11-079122 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Connie L. Kevan and Timoth J. Kevan, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100039032119553887 LENDER: Quicken Loans Inc. SERVICER: OneWest Bank, FSB DATE AND PLACE OF FILING: Filed July 17, 2007, Mille Lacs County Recorder, as Document Number 343086 ASSIGNMENTS OF MORTGAGE: Assigned to: One West Bank, FSB; Dated: November 21, 2011 LEGAL DESCRIPTION OF PROPERTY: The Northeast 1/4 of the Southeast 1/4 of Section 33, Township 42, Range 27 PROPERTY ADDRESS: 16051 State Highway 27, Onamia, MN 56359 PROPERTY IDENTIFICATION NUMBER: 09-033-1100 and 09-033-1103 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $241,484.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 5, 2013. Dated: February 7, 2012 OneWest Bank, FSB Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times February 16, 23 March 1, 8, 15, 22, 2012 2904332

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 11, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,950.00 MORTGAGOR(S): Joseph G. Kennedy, a single person MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. DATE AND PLACE OF FILING: Filed April 9, 2004, Mille Lacs County Recorder; Document No. 310402 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Trust Company, as Trustee for the Holders of MASTR Reperforming Loan Trust 2005-2 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Five (5), Summit Park STREET ADDRESS OF PROPERTY: 1105 3rd Street North, Princeton, MN 55371 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $199,872.89 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2012 at 10:00 am PLACE OF SALE: Mille Lacs County Sheriff's office, in the Lobby, 640 Third Street Southeast, Milaca, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 12, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: JOSEPH GEORGE KENNEDY "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 7, 2012 HSBC BANK USA, NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE HOLDERS OF MASTR REPERFORMING LOAN TRUST 2005-2 Mortgagee REITER & SCHILLER, P.A. By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Brian F. Kidwell, Esq. Steven R. Pennock, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (X8512) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. § 580.025 (1) Street Address, City and Zip Code of Mortgaged Premises 1105 3rd Street North, Princeton, MN 55371 (2) Transaction Agent Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (3) Name of Mortgage Originator (Lender) Wells Fargo Home Mortgage, Inc., a California corporation, n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. (4) Residential Servicer Wells Fargo Home Mortgage -800-416-1472 (5) Tax Parcel Identification Number 24-800-0320 (6) Transaction Agent's Mortgage ID Number (MERS number) none Mille Lacs County Times February 16, 23 March 1, 8, 15, 22, 2012 2904348

1010 LG Mortgage Foreclosures

11-079733 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 1, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,895.00 MORTGAGOR(S): Deanna K Ward, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000157-0005548992-2 LENDER: America's Wholesale Lender SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed August 22, 2005, Mille Lacs County Recorder, as Document Number 325156 ASSIGNMENTS OF MORTGAGE: Assigned to: BANK OF AMERICA N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP; Dated: December 1, 2011 filed: December 12, 2011, recorded as document number A370585 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Meadow View Estates Sixth Addition PROPERTY ADDRESS: 305 11Th Ave S, Princeton, MN 55371 PROPERTY IDENTIFICATION NUMBER: 24-555-0220 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $159,118.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 1, 2012. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 8, 2012 BANK OF AMERICA N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times February 16, 23 March 1, 8, 15, 22, 2012 2904720

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 MORTGAGOR(S): Douglas Allan Gruba and Lisa Marie Gruba, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Ownit Mortgage Solutions, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 17, 2006 Mille Lacs County Recorder Document Number: 333928 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, As Trustee, On Behalf Of The Holders Of The Home Equity Asset Trust 2006-7 Home Equity Pass Through Certificates, Series 2006-7 Dated: March 10, 2008 Recorded: February 09, 2009 Mille Lacs County Recorder Document Number: 353813 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000514407 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs Property Address: 1201 11th Ave N, Princeton, MN 55371-1003 Tax Parcel ID Number: 24-923-0170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Woodland Estates 2nd Addition, according to the plat thereof on file and of record in the office of the County Recorder in and for Mille Lacs County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $102,207.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 03, 2012 at 10:00 AM PLACE OF SALE: 640 3rd Street S.E., South Door of Sheriff's Office, Milaca, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 03, 2012, or the next business day if October 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, As Trustee, On Behalf Of The Holders Of The Home Equity Asset Trust 2006-7 Home Equity Pass Through Certificates, Series 2006-7 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021997F02 Mille Lacs County Times February 16, 23 March 1, 8, 15, 22, 2012 2907550

1010 LG Mortgage Foreclosures

NOTICE OF MORTGAGE FORECLOSURE SALE ____________ THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. _____________ NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/29/2007 MORTGAGOR(S): Bridget A. Vanderweyst, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. SERVICER: Bank of America, N.A. MORTGAGE ID #: 1000157-0008084889-4 DATE AND PLACE OF RECORDING: Recorded June 01, 2007,Mille Lacs County Recorder, Document No. 341915. ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing LP Dated: January 03, 2011,Recorded March 29, 2011,Mille Lacs County Recorder, Document No. A366802. LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Evergreen Crossing, Townhouses, Mille Lacs County, Minnesota TAX PARCEL NO.: 24-255-0110 ADDRESS OF PROPERTY: 1009 4th St N Princeton, MN 55371 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $111,587.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Tuesday, June 14, 2011, 10:00 a.m. PLACE OF SALE: Lobby of Sheriff's Office, City of Milaca to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 12/14/2011 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: April 14, 2011 BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 209-7599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16751-10713 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Tuesday, August 16, 2011, at 10:00 a.m., Lobby of Sheriff's Office, City of Milaca in said County and State. Dated: June 10, 2011 BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16751-107132 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Tuesday, October 04, 2011, at 10:00 a.m., Lobby of Sheriff's Office, City of Milaca in said County and State. Dated: August 10, 2011 Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16751-107132 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Tuesday, November 08, 2011, at 10:00 a.m., Lobby of Sheriff's Office, City of Milaca in said County and State. Dated: September 15, 2011 Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16751-107132 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Tuesday, December 13, 2011, at 10:00 a.m., Lobby of Sheriff's Office, City of Milaca in said County and State. Dated: November 08, 2011 Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16751-107132 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Tuesday, January 17, 2012, at 10:00 a.m., Lobby of Sheriff's Office, City of Milaca in said County and State. Dated: December 13, 2011 Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16751-107132 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Tuesday, February 21, 2012 at 10:00 a.m., Lobby of Sheriff's Office, City of Milaca in said County and State. Dated: January 05, 2012 Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16751-107132 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Tuesday, April 24, 2012 at 10:00 a.m., Lobby of Sheriff's Office, City of Milaca in said County and State. Dated: February 15, 2012 Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Steven H. Bruns Attorneys for: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing LP Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 16751-107132 Mille Lacs County Times February 23, 2012 2914383

1010 LG Mortgage Foreclosures

11-079105 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 2, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,737.00 MORTGAGOR(S): Amanda Sue Jacquemart, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100196368002463746 LENDER: Guaranteed Rate, Inc. SERVICER: Wells Fargo Bank, NA DATE AND PLACE OF FILING: Filed July 8, 2009, Mille Lacs County Recorder, as Document Number 356677 ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: June 30, 2010 filed: July 12, 2010, recorded as document number A362778; thereafter amended by AMENDED ASSIGNMENT OF MORTGAGE dated on June 30, 2010 and recorded on July 19, 2010 as document number A362877. LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Southeast Quarter of Section 2, Township 38 North, Range 27 West, Mille Lacs County, Minnesota; which is bound on the North by the South line of the North 625.00 feet of said Southwest Quarter of the Southeast Quarter, bound on the West by the East line of the West 132.00 feet of said Southwest Quarter of the Southeast Quarter, bound on the East by the West line of the East 764.00 feet of said Southwest Quarter of the Southeast Quarter, bound on the South by the South line of said Southwest Quarter of the Southeast Quarter PROPERTY ADDRESS: 12372 180Th St, Milaca, MN 56353 PROPERTY IDENTIFICATION NUMBER: 11-002-1400 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $158,210.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 12, 2012. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: February 16, 2012 Wells Fargo Bank, NA Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. Mille Lacs County Times February 23, March 1, 8, 15, 22, 29, 2012 2914524

1010 LG Mortgage Foreclosures

11-078011 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 21, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,000.00 MORTGAGOR(S): Marvin Mielke and Ruthanna R. Mielke, husband and wife MORTGAGEE: Bank of America, N.A. LENDER: Bank of America, N.A. SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed May 8, 2007, Mille Lacs County Recorder, as Document Number 341354 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Northeast Quarter of Section 6 lying Easterly of the Rum River and the West Half of the Northwest Quarter of Section 5, all in Township 37 North, Range 26 West, Mille Lacs County, Minnesota all lying Southerly, Easterly and Southeasterly of the following described line: Commencing at the Southeast corner of said West Half of the Northwest Quarter; thence North 03 degrees 33 minutes 13 seconds West, assumed bearing along the East line of the said West Half of the Northwest Quarter, a distance of 784.10 feet to the North line of the South 780.00 feet of said West Half of the Northwest Quarter, being the point of beginning of the line to be described; thence North 87 degrees 41 minutes 33 seconds West, along said North line, a distance of 958.83 feet; thence South 00 degrees 29 minutes 06 second West, a distance of 303.52 feet; thence North 89 degrees 30 minutes 54 seconds West, a distance of 40.21 feet; thence South 51 degrees 29 minutes 04 seconds West, a distance 489 feet more or less to the thread of Rum River, said line there terminating. LESS and EXCEPT The South 478.00 feet of the East 457.00 feet of said West Half of the Northwest Quarter PROPERTY ADDRESS: 12591 97Th Ave, Milaca, MN 56353 PROPERTY IDENTIFICATION NUMBER: 01-005-0500 COUNTY IN WHICH PROPERTY IS LOCATED: Mille Lacs THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $210,191.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2012, 10:00am PLACE OF SALE: Sheriff's Main Office, 640 3rd Street SE, Milaca, MN 56353 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on January 14, 2013. Dated: November 22, 2011 BANK OF AMERICA, N.A. Mortgagee SHAPIRO & ZIELKE, LLP BY /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 12, 2012, at 10:00 AM, has been postponed to February 16, 2012, at 10:00 AM, located at 640 3rd Street SE, Milaca, MN 56353, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by February 19, 2013 at 11:59 PM. Dated: January 13, 2012. BANK OF AMERICA, N.A. Mortgagee SHAPIRO & ZIELKE, LLP /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 16, 2012, at 10:00 AM, has been postponed to March 20, 2012, at 10:00 AM, located at 640 3rd Street SE, Milaca, MN 56353, said County and State. If this is an owner occupied, single-family dwelling, the premises must be vacated by March 20, 2013 at 11:59 PM. Dated: February 17, 2012. BANK OF AMERICA, N.A. Mortgagee SHAPIRO & ZIELKE, LLP /s/ Lawrence P. Zielke - 152559 Diane F. Mach - 273788 Melissa L. B. Porter - 0337778 Randolph W. Dawdy 2160X Ronald W. Spencer - 0104061 Stephanie O. Nelson - 0388918 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 Attorney for Mortgagee Mille Lacs County Times February 23, 2012 2914556

1013 LG Summons

STATE OF MINNESOTA COUNTY OF MILLE LACS DISTRICT COURT SEVENTH JUDICIAL DISTRICT CASE TYPE 14: OTHER CIVIL Court File No. 48-CV-11-2790 PHH Mortgage Corporation, Petitioner, SUMMONS vs. Thomas Dewitz, Wesley Edwin Los, Theresa Florence Los, Minnesota Department of Public Safety Driver and Vehicle Services Division, Respondents. THIS SUMMONS IS DIRECTED TO THE ABOVE NAMED RESPONDENTS: 1.YOU ARE BEING SUED. The Petitioner has started a lawsuit against you. The Petitioner's Petition against you is attached to this Summons and is on file in the office of the Court Administrator of the above-named Court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2.YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Amanda M. Govze, Esq. Shapiro & Zielke, LLP 12550 West Frontage Road, Suite 200 Burnsville, MN 55337 3.YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Petitioner's Petition. In your Answer you must state whether you agree or disagree with each paragraph of the Petition. If you believe the Petitioner should not be given everything asked for in the Petition, you must say so in your Answer. 4.YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE PETITION TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Petitioner everything asked for in the Petition. If you do not want to contest the claims stated in the Petition, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Petition. 5.LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6.ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Petition even if you expect to use alternative means of resolving this dispute. 7.THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in the County of Mille Lacs, State of Minnesota, commonly known as 20523 60th Avenue, Milaca, MN and legally described as follows: The South Half of the South Half of the Southeast Quarter of the Northeast Quarter, Section 26, Township 39, Range 26, Mille Lacs County, Minnesota. If you fail to answer the Petition within the time aforesaid, judgment by default will be taken against you for the relief demanded in said Petition, together with Petitioner's costs and disbursements. SHAPIRO & ZIELKE, LLP Dated: 12/27/2011 Amanda M. Govze (#389671) 12550 West Frontage Road, Suite 200 Burnsville, MN 55337 P: (952) 831-4060 Attorney for Petitioner THIS MAY BE DEEMED A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Mille Lacs County Times February 9, 16, 23, 2012 2901346

1013 LG Summons

STATE OF MINNESOTA COUNTY OF MILLE LACS DISTRICT COURT SEVENTH JUDICIAL DISTRICT CASE TYPE: Real Estate COURT FILE NO.: 48-CV-12-27 Irby Construction Company, a Mississippi corporation, Plaintiff, vs. SUMMONS InfraSource Underground Construction Services, Inc., a Georgia corporation, John Doe and Mary Roe, also the unknown heirs of the aforesaid individuals, who are deceased, and all other person unknown, claiming any right, title, estate, interest or lien in the real estate described in the Complaint herein, Defendants. THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: 2140 Fourth Avenue North, Anoka, Minnesota 55303. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Mille Lacs County, State of Minnesota, legally described as follows: The East 330 feet of the South Half of the Northwest Quarter of the Northwest Quarter, Section 32, Township 36, Range 26. AND The North 331.17 feet of the West 279.06 feet of the East 609.06 feet of the South Half of the Northwest Quarter of the Northwest Quarter of Section 32, Township 36, Range 26, according to the United States Government Survey thereof. The object of this action is to quiet title and no personal claim for money damages is made against any of the Defendants named herein. Dated: December 27, 2011. BERGLUND & BERGLUND LTD John J. Berglund (#7432) Mark E. Berglund (#0338230) 2140 Fourth Avenue North Anoka, MN 55303 (763) 427-5950 Attorneys for Plaintiff Mille Lacs County Times February 16, 23, March 1, 2012 2904387

1016 LG Probates

STATE OF MINNESOTA COUNTY OF MILLE LACS IN DISTRICT COURT SEVENTH JUDICIAL DISTRICT COURT FILE NO. PR-12-73 In Re: Estate of Kevin Lorge Harding, Decedent. ORDER A petition for formal adjudication of intestacy and appointment of special administrator having been filed by Richard W. Curott, it is hereby Ordered that a hearing shall be held at the Mille Lacs County Courthouse, 225 6th Avenue SE, Milaca, Minnesota before the Honorable Mahler, Judge of District Court, on the 20 day of March, 2012 at 1:00 p.m. to consider the petition. Pursuant to Minnesota Statutes § 524.3-402 and 524.1-401, a copy of this Order shall be mailed to or otherwise served upon Cheyenne Crews at the address on the petition and Victoria Miller at the address of the home at issue, 10145 150th Street, Milaca, Minnesota 56353. You are notified that the petition seeks an Order for the sale of land legally described as follows: That part of the Northeast Quarter of the Northeast Quarter (NE 1/4 of NE 1/4) of Section thirty (30), Township Thirty-eight (38), Range Twenty-six (26), described as follows, to-wit; Beginning at a point 837.0 feet West of the Northeast corner of Section 30, Township 38N, Range 26W, thence West along the Section line a distance of 214.0 feet, thence in a Southerly direction interior angle 50 degrees 00 minutes a distance of 671.0 feet more or less to the center line of Trunk Highway 23, thence Northeasterly along the center line of Trunk Highway 23, a distance of 235.4 feet, thence in a Northerly direction a distance of 57.0.4 feet more or less to the point of beginning, subject to existing Township, State of Minnesota Trunk Highway and Great Northern Railway Company Rights of Way and/or easements. This Order shall be published once a week for two consecutive weeks with the last publication to be at least 10 days before the date of the hearing. BY THE COURT Steven A. Anderson Date: 2/8/12 Mille Lacs County Times February 16 and 23, 2012 2908329

1020 LG County Proceedings

LEGAL NOTICE NOTICE IS HEREBY GIVEN, that the Mille Lacs County Board of Adjustment will hold a public hearing on Monday February 27, 2012 at 7:00 p.m. in the Commissioner's Room at the Courthouse in Milaca, Minnesota. Old Business: None New Business: Consideration of a request by Chester Hegstrom to: -reduce the sideyard setback from 20 feet to 11 feet (MLCDC Sec. 1-200 (4)c.i) and -reduce the setback from the centerline of the road from 50 feet to 26 feet (MLCDC Sec. 1-200 (4)f) in order to allow the construction of a 24 x 24 foot detached garage on property legally described as Lot 7, Block E Izatys. Generally located at 9792 Eyota Way (17-400-0500) South Harbor Township. Consideration of a Request by John and Nancy Winiecki to: -reduce the sideyard setback from 20 feet to 15 feet (MLCDC Sec. 1-200 (4)c.i) and -reduce the setback to the ordinary high water mark of Mille Lacs Lake from 75 feet to 60 feet (MLCDC Sec. 1-200 (4)g.i) in order to allow the construction of a 12 x 40 foot attached lake-side deck and a 8 x 24 foot deck to the west side of an existing dwelling on property legally described as the East 140 feet of the West 479.9 feet of Government Lot 2, Section 22, Township 42, Range 26. Generally located at 9908 Highway 27 (17-022-2400 South Harbor Township). OTHER BUSINESS: Update from Comprehensive Plan Steering Committee Mille Lacs County Times February 16 and 23, 2012 2908169

1045 LG Public Notices

PUBLIC NOTICE The Isanti-Mille Lacs Community Health Board meeting will be held on Friday, March 2, 2012 at 8:30 a.m. in the back meeting room of the K-Bob Cafe in Princeton, MN. Please call the Mille Lacs County Community and Veterans Services office at (320) 983-8208 or 1-888-270-8208 if you would like to attend the Isanti-Mille Lacs Community Health Board meeting. Mille Lacs County Times February 23, 2012 2903999

1189 LG Townships

NOTICE Annual Election and Meeting The Citizens of Milo Township are hereby notified that the Annual Town Meeting and Election will be held at the Milo Town Hall on Tuesday, March 13, 2011. The Annual Meeting will begin at 1:00 p.m. The polls will be open from 3:00 p.m. to 8:00 p.m. To be elected are a Supervisor for a 3-year term, and a Clerk for a 2-year term. In the event of inclement weather, the meeting and election will be postponed until Tuesday, March 20, 2010. Same time and place. The Board of Canvass will be held immediately following the closing of the polls. Jeannie Manthie Milo Township Clerk Mille Lacs County Times February 16 & 23, 2012 2885344

1189 LG Townships

BORGHOLM TOWNSHIP NOTICE OF ANNUAL MEETING AND ELECTION OF OFFICERS Notice is hereby given to the qualified voters of Borgholm Township, County of Mille Lacs, State of Minnesota, that the Annual Election of Town Officers and Annual Town Meeting will be held on Tuesday, March 13, 2012. In case of inclement weather, the meeting and election may be postponed until the third Tuesday in March. The Election Poll hours will be open from 5 p.m. to 8 p.m., at which time the voters will elect: One Supervisor for a three (3) year term. One Clerk for a two (2) year term. Absentee Ballots are available by contacting the clerk. Special hours for Absentee Voting will be Saturday, March 10,2012, 10 a.m. to 12 noon, at the town hall. The Audit meeting will be held in conjunction with the regular board meeting of Monday, March 5, 2012 at Borgholm Town Hall, 7 p.m. The Board of Canvass will be held immediately following the close of election, to certify the elections results. The Annual Meeting will commence at 8:05 p.m. to conduct all necessary business prescribed by law. The Annual Election and Meeting will be held at Borgholm Town Hall, 16041 -70th Ave. (1/4 mile south of Bock, MN on CR #1). Borgholm Township Trudy Wedell, Clerk 6394 _140th Street Milaca, MN 56353 320-983-6257 Mille Lacs County Times February 16 and 23, 2012 2908429

1189 LG Townships

BOGUS BROOK TOWNSHIP NOTICE OF ELECTION OF OFFICERS AND ANNUAL MEETING Notice is hereby given that the Election of the Town of Bogus Brook, County of Mille Lacs, State of MN, and the Annual Town Meeting will be held on Tuesday, March 13, 2012 at the Bogus Brook Town Hall. The polls will open at 5 p.m. and close at 8 p.m. to elect the following officers: (1) One Supervisor Candidate Scott Ruis, 3 year term (1) Clerk Candidate Tracy Larsen, 2 year term The Board of Canvass will be held immediately following the close of election to certify the results. The Annual Meeting will commence at 8:10 pm to conduct all necessary town business as prescribed by law. In the case of inclement weather, the Election and Annual Meeting will be held on March 20th. Tracy Larsen, Clerk Mille Lacs County Times February 23 and March 1, 2012 2911073

1189 LG Townships

Milaca Twp. - Notice of Annual Meeting & Election of Officers Notice is hereby given to the residents of Milaca Township that the Annual Election of Town Officers and the Annual Meeting will be held on Tuesday, March 13, 2012 at the town hall located at 14511 170th St., Milaca, MN. In case of inclement weather the meeting and election may be postponed until the 3rd Tuesday in March, same time and place. Polls will be open from 5:00 p.m. until 8:00 p.m. to elect one supervisor for a 3 year term and the clerk for a 2 year term. The board of Canvass will meet at 8:00 p.m. to tally and examine all ballots. The Annual meeting will commence at approximately 8:10 p.m. to conduct all business as prescribed by law. Absentee voting will be possible from 10:00 a.m. to 12 noon on Sat. March 10, 2012 or by mail, contact the clerk, 320-983-3183 or treasurer, 320-983-2192 for particulars. The Board of Organization will meet at 7:00 p.m., Tuesday, April 17, 2012 at the town hall. Dean Peterson, Clerk Mille Lacs County Times February 23 and March 1, 2012 2911135

Mille Lacs County Times Home Page